Understanding Progressive Commercial Auto Insurance

When it comes to protecting your business vehicles, having the right insurance coverage is crucial. Progressive commercial auto insurance is designed to meet the needs of businesses by providing flexibility and comprehensive options. This type of insurance not only covers accidents and liability but also includes various endorsements to enhance your protection.

What Does Progressive Commercial Auto Insurance Cover?

Progressive offers a range of coverages under its commercial auto insurance policy, which can include:

• Liability Coverage
• Collision Coverage
• Comprehensive Coverage
• Uninsured/Underinsured Motorist Coverage
• Medical Payments Coverage
• Physical Damage Coverage

However, the specifics of your policy may vary based on your business needs and the options you choose during the policy setup.

Is Roadside Assistance Included?

One of the most common questions regarding Progressive commercial auto insurance is whether roadside assistance is included in the standard policy. The answer is: it depends on your specific policy and coverage options.

Progressive offers roadside assistance as an optional coverage add-on. This means that while it is not included by default, you can choose to add it to your policy for an extra fee. Typically, the roadside assistance package may cover services like:

• Towing services
• Battery jump-starts
• Flat tire changes
• Lock-out services
• Fuel delivery

Adding roadside assistance is a smart choice for businesses that rely on vehicles for their operations, as it ensures that you are never left stranded.

Benefits of Adding Roadside Assistance

Choosing to include roadside assistance with your Progressive commercial auto insurance can provide numerous advantages:

• Peace of Mind: Knowing that help is just a phone call away can help you focus on running your business instead of worrying about potential breakdowns.
• Cost-Effective: The costs associated with towing or emergency repairs can add up quickly. Having a roadside assistance plan can mitigate these unexpected expenses.
• Quick Response: Progressive's network ensures that you receive timely assistance when you need it the most, minimizing downtime.

How to Add Roadside Assistance to Your Policy

If you determine that roadside assistance is a valuable addition to your Progressive commercial auto insurance policy, you can easily add it by contacting your Progressive agent or through your online account. The process typically involves reviewing your current coverage and selecting the roadside assistance option that best fits your business needs.

Conclusion

In summary, Progressive commercial auto insurance does not automatically include roadside assistance; however, it is available as an optional add-on. Given the unpredictable nature of business travel, adding this coverage could provide essential protection and peace of mind. Always consult with your insurance agent to ensure that your policy aligns with your business requirements.

For more information on commercial auto insurance, check out our articles on best practices for choosing the right coverage and understanding liability coverage for businesses.