What types of vehicles are covered under progressive commercial auto insurance?

What types of vehicles are covered under progressive commercial auto insurance?

When it comes to running a business, having the right insurance coverage is crucial. One of the key elements of protecting your business assets is understanding the types of vehicles that fall under progressive commercial auto insurance. This form of insurance is specifically designed to cater to businesses of all sizes, covering various types of vehicles used for commercial purposes.

1. Delivery Vans and Trucks

Delivery vans and trucks are among the most common vehicles insured under progressive commercial auto insurance. Whether you're delivering packages, furniture, or goods, these vehicles are essential for operations. Coverage typically includes liability, collision, and comprehensive options, ensuring that your business can continue running smoothly, even in the event of an accident.

2. Pickup Trucks

Pickup trucks that are used for business purposes are also covered. Many businesses rely on these versatile vehicles for transporting tools, equipment, and even clients. With progressive commercial auto insurance, you can customize your policy to include coverage that specifically meets the needs of your business.

3. Specialized Commercial Vehicles

Many businesses use specialized vehicles, such as tow trucks, construction vehicles, or refrigerated trucks. These vehicles often require specific types of coverage due to their unique purposes. Progressive understands this and offers tailored coverage options to ensure your specialized vehicles are adequately protected under progressive commercial auto insurance.

4. Buses and Shuttles

If your business involves transporting people, whether for public transit, tourism, or shuttle services, buses and shuttles are also eligible for coverage. Ensuring that these vehicles are insured under progressive commercial auto insurance can protect your company from significant liabilities, especially in the case of passenger injuries or accidents.

5. Fleets of Vehicles

For businesses that operate a fleet of vehicles, Progressive offers fleet insurance options. This allows you to have one policy that covers multiple vehicles, simplifying management and potentially lowering costs. Fleet coverage under progressive commercial auto insurance can provide comprehensive protection tailored to the needs of your business.

6. Non-Traditional Vehicles

Some businesses might utilize non-traditional vehicles, such as trailers or even mobile units for food or retail. These vehicles can also be covered under progressive commercial auto insurance, ensuring that your investment is protected while you operate your business.

Conclusion

Understanding the types of vehicles that are covered under progressive commercial auto insurance is essential for any business owner. Whether you operate delivery trucks, specialized vehicles, or a fleet of cars, having the right coverage in place can protect your business from unexpected expenses that arise from accidents or damages. Always consult with a licensed insurance agent to tailor your policy to your specific needs and ensure you have comprehensive protection for your commercial vehicles.

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