1. Report the Theft to the Authorities

The first step you should take if your vehicle is stolen is to report the theft to your local law enforcement agency. Provide them with as much information as possible, including your vehicle's make, model, year, color, and license plate number. If you have a Vehicle Identification Number (VIN), make sure to include that as well. A police report is crucial not only for law enforcement to investigate the theft but also for filing your claim with progressive commercial auto insurance.

2. Notify Your Insurance Provider

After contacting the authorities, the next step is to notify your insurance provider, which in this case is progressive commercial auto insurance. You can reach out to them via their customer service number or online portal. It’s essential to report the theft as soon as possible to ensure your claim is processed without unnecessary delays.

When you contact progressive commercial auto insurance, provide them with the police report number and any additional details related to the theft. This information will assist them in handling your claim more efficiently.

3. File a Claim

Once you've reported the theft to both the police and your insurance provider, it's time to file a claim. Progressive commercial auto insurance typically has a straightforward process for claims. You may be able to file your claim online, via a mobile app, or by speaking directly with a representative.

Be prepared to provide all relevant documentation, including the police report, your insurance policy number, and any details about the circumstances surrounding the theft. The more comprehensive your claim, the smoother the process will be.

4. Understand Your Coverage

It’s crucial to understand what your progressive commercial auto insurance policy covers regarding theft. Most policies will cover the actual cash value of the vehicle minus any deductibles, but coverage can vary. Review your policy or speak with a representative to clarify any questions about your coverage limits and what you can expect during the claims process.

5. Follow Up Regularly

After filing your claim, stay in contact with progressive commercial auto insurance to track the progress. Regular follow-ups can help ensure your claim is being processed efficiently. If you have any concerns or updates, communicate them promptly to avoid delays.